Free. No ads. No daily limits.
Split with your roommates.
No daily limits, ever.
Rent, groceries, the Lisbon trip. Add what you paid, see who owes what in every currency, and settle up with Venmo, Cash App, PayPal or Zelle in a tap.
Add as many expenses as you like, every day. Free means free.
How It Works
Three simple steps to split any expense and get paid back
Create Your Expense
Snap a receipt photo for AI scanning, quick entry for simple splits, or set up recurring bills like rent
Split Your Way
Equal splits, itemized by person, custom amounts, or percentages. Works with groups or individuals
Get Paid
One-tap payment links open Venmo, Cash App, or Zelle pre-filled. Mark payments as paid to keep track
Perfect for Every Scenario
From everyday expenses to big group trips, PaidUp handles it all
Request Money
Parents, buyers, friends, anyone. They don't need the app. Just tap and pay via Venmo or Cash App.
Roommates & Rent
Auto-split rent, utilities, groceries, and subscriptions every month. Set it once, forget forever.
Group Trips
Track vacation expenses, hotels, dinners, and activities. Create groups for easy management.
Dinners & Events
Scan the receipt, assign items to each person, and send payment requests.
Request Money from Anyone, Even If They Don't Have PaidUp
Payment links that open Venmo, Cash App, or Zelle
Parents & College Students
"Mom, I need $150 for textbooks." Send the link, she taps it, Venmo opens with the amount filled in, and you are paid.
Facebook Marketplace
Selling furniture, tickets, or gear? Create a payment request, share the link, and they pay through their own payment app
Why People Switch to PaidUp
Features that make splitting bills actually enjoyable
AI Receipt Scanning
Point your camera at any receipt. Our AI reads the items and prices. Then assign items to people and send requests.
- Reads items and prices from a photo of your receipt
- Review and edit every item before you send
- Automatically calculates tax and tip
One-Tap Payment Links
No more copy-pasting usernames or amounts. Send a link that opens their payment app pre-filled and ready to send.
- Works with Venmo, Cash App, Zelle, PayPal
- Amount and note pre-filled
- Track who clicked and paid
Debt Simplification
Turn a tangle of IOUs into the fewest payments. PaidUp works out the simplest way to settle everyone up, to the cent.
- Automatic debt consolidation
- Minimize total transactions
- Perfect for roommate groups
Recurring Bills on Autopilot
Set up rent, utilities, subscriptions, or weekly coffee runs once. They auto-create every month so you never forget.
- Monthly, weekly, or custom schedules
- One-tap reminders to anyone who has not paid
- Perfect for roommate expenses
PaidUp vs Other Apps
See why everyone is switching to PaidUp
| Feature | PaidUp | Splitwise | Settle Up | Tab | Plates (by Splitwise) |
|---|---|---|---|---|---|
| AI Receipt Scanning (OCR) | 5 a month free, unlimited on Pro | Limited | Basic | ||
| Automatic Recurring Bills | Daily → Yearly + auto-create | Yes | |||
| True Debt Simplification (nets out who owes who) | One-tap settlement | Basic "simplify" | |||
| One-tap Venmo / Cash App / PayPal / Zelle | All five + Cash | Venmo | 2 Venmo + Cash App | 2 Venmo + Cash App | |
| Export to Expensify, for costs you claim back at work | On Pro, by email or API | ||||
| Groups with Shared Budgets & Analytics | Basic | ||||
| Export Options | CSV · PDF · Expensify | CSV | 2 CSV / PDF | CSV | |
| Multiple Currencies (20+) | Limited | ||||
| Pricing (annual) | Free / Pro $29.99 | Free / $39.99 Pro | Free / $30 Premium | Free + ads | Free |
Simple, Honest Pricing
Free covers everyday splitting. Pro adds unlimited receipt scans, currency conversion and Expensify export.
Free
Forever
- Unlimited expenses you add yourself
- Your full history, with no time limit
- Unlimited friends and groups
- Recurring expenses
- Export to CSV and PDF
- 5 receipt scans a month
- No ads
Pro
Billed once a year
- Everything in Free
- Unlimited receipt scans
- Currency conversion
- Expensify export
Ready to stop chasing money?
Join everyone who already splits smarter with PaidUp
Free has no ads. Pro adds unlimited receipt scans for $29.99 a year.