Why People Are Switching to PaidUp
The only app that actually gets you paid, so you stop chasing friends.
| Feature | PaidUp | Splitwise | Settle Up | Tab | Plates (by Splitwise) |
|---|---|---|---|---|---|
| AI Receipt Scanning (OCR) | 5 a month free, unlimited on Pro | Yes On Pro; free Itemize in US and UK | Limited | Basic | |
| Automatic Recurring Bills | Daily → Yearly + auto-create | Yes | |||
| True Debt Simplification (nets out who owes who) | One-tap settlement | Basic "simplify" | |||
| One-tap Venmo / Cash App / PayPal / Zelle | All five + Cash | Venmo | 2 Venmo + Cash App | 2 Venmo + Cash App | |
| Export to Expensify, for costs you claim back at work | On Pro, by email or API | ||||
| Groups with Shared Budgets & Analytics | Basic | ||||
| Export Options | CSV · PDF · Expensify | CSV | 2 CSV / PDF | CSV | |
| Multiple Currencies (20+) | Limited | ||||
| Pricing (annual) | Free / Pro $29.99 | Free / $39.99 Pro | Free / $30 Premium | Free + ads | Free |
Verdict: PaidUp is the most complete, modern, and powerful bill-splitting app available today.
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